What is the coverage guarantees on credit cards?

Question

Do credit card companies still expect you to pay for your online purchases if your credit card had been used without your knowledge and/or consent as a result of spyware, malware, trojans, trojan horses, trojan malware, trojan worms and other computer viruses infecting your computer?

Answer 1

yes -- until you prove you did not make the purchase!!!

Answer 2

Yes, you are liable for charges. You have a right to dispute any and all charges. Once you dispute a charge, your CC issuer will investigate. If you have proof you were not in the area or you did not order form the Mail Order Company, the charges will be removed.