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What is the difference between chapter 7 & chapter 13? Which is better?

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What is the difference between chapter 7 & chapter 13? Which is better?

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  1. A Chapter 13 is much better than a Chapter 7.  My fiance had to file for bankruptcy becuase he was a victim of Identity Theft and he filed a Chapter 13 and all of his previous debt was wiped away and he didn't have to pay anything back.

    I am unsure of how it works now though becuase of the change of bankruptcy laws.

    I gave you a link, hope it helps.


  2. Difference: 6 chapters

    Better: I think 13 because you are closer to the end

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