What is the difference between tongpatz and arrangement fee?

Question

aside from the spelling.

arrangement fee of the nograles fame.

the one given out by quedancorp and land bank of the philippines(two government agencies) on top of the legal fees given to non-lawyers.

Answer 1

tongpatz - straight to pocket yan; isang tao lng (1 person)

arrangement fee - shared yan ng marami (group racket yan)  

Answer 2

arrangement fee is a term of the powerful and the wealthy. Tongpats is a term of the poor and helpless.

arrangement fee makes it sound like its legitimate, as if it's a commission or something. Tongpats is "see you in jail".