Question:

What is the earliest age you can draw Social Security?

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What is the earliest age you can draw Social Security?

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  1. Depends on the circumstances.  A baby whose parent dies can collect survivor's benefits.  A widow or widower caring for dependent children can collect at any age.  And someone who has enough credits and then becomes disabled can collect at any age when they are declared disabled.

    If you mean ss retirement benefits, you can start collecting at age 62.


  2. Reduced retirement benefits start at age 62.

    Disability benefits have no minimum age if the worker has sufficient credits.

    Survivor benefits have no minimum age.  

    Widow/widower benefits have no minimum age if the widow/widower has young or disabled children.  If there are no children, the minimum age is 60 or 50 if disabled.

  3. For retirement, it's 62. You end up receiving a larger amount if you wait until 65 and you won't be eligible for Medicare until that age either.

  4. The amount you get per month for retirement benefits is lowest at age 62 or graduated up to highest if you begin at age 70.

    There is a way that you can start collecting at age 62 and then increase your monthly draw to the max at age 70 by paying back everything you received.  But you need a wad of money to do that.  Otherwise if you begin at 62 it will always be lower than waiting until a later age.

  5. From what I understand it is the age of 62. You can collect earlier if you have a disability and possibly get permanent disability if it is severe.

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