What is the lowest auto insurance company?

Question

No ticket or accidents. 40 years old.

Answer 1

I'm not sure. How low can an insurance company go?

Insurance companies are not rated by how 'low' they can go, what ever that means.

If you're looking for the cheapest rate, you'll find they are not consistent. One person may find a cheaper rate at a company that someone else found high.

People who have to use their policies often complain that their ins co was not responsive, that they don't callback and don't issue checks when they should. I think they were shopping for price, not service.

Your rate is determined not only by how many tickets or accidents you did or didn't get, but by where you live, the car you want to insure and other factors. Not every insurance company sells insurance in your state -or Provence -or country.

Answer 2

Depends on your credit score, where you live, if you're married or not, what car you drive, the types of coverage that you want, what liability limits you want, full coverage or not, whether you have previous insurance, your claims records, whether you've been convicted of insurance fraud in the last ten years etc etc etc. Call a local INDEPENDENT agent and get some quotes.

Answer 3

Everyone wants the cheapest auto insurance. Everyone is constantly looking comparing this auto insurance provider with this one. It's almost like a parlor game, isn't it. I've done it too. If you've ever gotten a speeding ticket or have a young teenager itching to drive that you've just added to your policy or if you've been<!--involved in an accident, it can get more and more expensive, can't it? Auto insurance is too expensive. You're not alone. it's true for almost every American family.You may get your queires answered here,

http://www.best-autoinsurance.we.bs/

http://bestcarinsurance.awardspace.com/

The problem for discounts, however, is quality. Many ask is, "Is this cheap auto insurance worth buying? What kind of coverage do I have to sacrifice for a cheaper premium?" What is a small bi-yearly or yearly or monthly bill can become astonishingly high if you cheat on your-->deductible coverage or coverage amount. You need to therefore really search the different companies for the best, most comprehensive policy. Hope is here. There are good companies out there.

Answer 4

Trick answer:

Since you did not put any restrictions on their eligibility requirements, the least expensive auto insurance comes from the United Services Automobile Association.  The trick is you had to have been in the service.

Are you a vet?  If you are, you've heard of them.

Answer 5

Try this one - http://autoinsurance.undonet.com - I personally have their car insurance, cause it is the cheapest for my family in our area.

Answer 6

For automobile insurance the most efficient way to get a very good quote is do a policy comparison on car policies. Make certain that you pick similar options with the same deductibles, auto model, zip code, etc so that all options are a good comparison.



What I usually recommend is an internet comparison quote at http://www.InsureAutoNow.info since they have top name insurers and will give multiple prices on auto insurance polices.

Answer 7

You really can base which company will offer you the lowest rate based on what company is the lowest rate for someone else. There are too many factors involved that can make rates vary hundreds of dollars from one person to the next.

The best way for you to find the lowest for you is to compare quotes from several companies. More requests the more likely that you will receive the best rates.

I used the following links a couple weeks ago not only have I received several really good rates but I am still receiving quotes.  All I did was go to these sites and fill out a simple on line quote request.  It took me about 2 mins per quote request.

Hope these links help!

http://www.dpbolvw.net/click-2952034-103...

http://click.linksynergy.com/fs-bin/clic...

http://www.anrdoezrs.net/click-2968889-1...

http://click.linksynergy.com/fs-bin/clic...

http://www.jdoqocy.com/click-2977717-104...

http://www.tkqlhce.com/click-3014621-105...

http://www.dpbolvw.net/click-3014621-103...

http://www.anrdoezrs.net/click-3014621-1...

This may sound like a lot of quote requests but it was well worth taking the time I am going to save about $381.00 per year.

I also used another site at http://www.InsuranceEasy.org to check out the the financial ratings of the insurance companies that I received quotes from.

Answer 8

Before looking for the cheapest auto company, you need to know if that company is stable enough to pay any damages that may cause. Better find an affordable and reliable company not just a cheap one.