What is the maximun that can be collected from social security?

Question

Also, does an exspouse collect the same amount as the former spouse if he/she is drawing from their earnings.

Answer 1

From the Social Security Admin web site:

The maximum benefit depends on the age at which a worker chooses to retire. The amount for 2008 for a person retiring at full retirement age (65 years and 10 months) is $2,185. This is based on earnings at the maximum taxable amount for every year after age 21.

And re: Ex-spouse:

A man/woman who is divorced after at least 10 years of marriage keeps certain benefit rights on their former husband/wife's Social Security record. In order for him/her to get benefits, a divorced husband/wife must be at least age 62 and the former spouse must be eligible for benefits, but not necessarily receiving them. The maximum benefit is 50% of the benefit the worker would receive at full retirement age. However, benefits paid prior to full retirement age of the spouse are reduced based upon the age of the spouse at the time benefits are received.

Answer 2

The maximum amount for 2008 for a person retiring at full retirement age (65 years and 10 months) is $2,185.

A deceased worker's former wife or husband who is age 60 or older (as early as age 50 if disabled) can get benefits if the marriage lasted at least 10 years.

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