What is this insect? Looks like a bee with stinger in front (on the mouth part)?

Question

It was on our playground in Chapel Hill NC. It was fuzzy, yellow and black, 1/2 inch lond, with a 1/4 inch "stinger" or other pointy thing on the nose. It looked scary. Should I BEE concerned?

Answer 1

u guys r retarded u dont no the differents btween stinger or nectar sucking thing

Answer 2

Is it a horsefly?

Answer 3

a horsefly?:   http://images.search.yahoo.com/images/vi...

or a beefly?: http://www.flickr.com/photos/sankax/2490...

http://www.flickr.com/photos/etank/71657...

Answer 4

I you can supply a photo, I can identify it for you.  Otherwise your description fits too many insects.