What kind of insurance will i need for my catalog sales business?

Question

I am starting a home based catalog sales and internet business selling clothing and accessories, what kind of insurance will I need to purchase for this type of business?

Answer 1

you should look into liability insurance for your business.  Your home insurance policy likely excludes a home based business.  Your home insurer might have a home based business insurance rider.  But many companies do not offer home based business insurance for internet sales so you might have to look for a commercial general liability policy.

Good luck with your business!

Answer 2

When running your own business, your time and money are probably your most important assets. You want to keep your expenses low, and spend as much time as possible on your primary objectives, not on tracking day-to-day expenses. But when it comes to fighting the high cost of business insurance, that isn't always easy.

Health insurance for small business owners, business property insurance and small business liability insurance costs seem to be increasing their rates every year, and many small business owners are finding it increasingly difficult to keep pace with the rising insurance costs and still turn a profit.