What r the strategies of hdfc?

Question

What r the strategies of hdfc?

Answer 1

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Answer 2

Our mission is to be “a World Class Indian Bank”,

benchmarking ourselves against international

standards and best practices in terms of product

offerings, technology, service levels, risk

management and audit & compliance. The

objective is to build sound customer franchises across

distinct businesses so as to be a preferred provider

of banking services for target retail and wholesale

customer segments, and to achieve a healthy growth

in profitability, consistent with the Bank’s risk

appetite. We are committed to do this while ensuring

the highest levels of ethical standards, professional

integrity, corporate governance and regulatory

compliance.

Our business strategy emphasizes the following:

• Increase our market share in India’s expanding

banking and financial services industry by

following a disciplined growth strategy focusing

on balancing quality and volume growth while

delivering high quality customer service;

• Leverage our technology platform and open

scaleable systems to deliver more products to

more customers and to control operating costs;

• Maintain high standards for asset quality through

disciplined credit risk management;

• Develop innovative products and services that

attract our targeted customers and address

inefficiencies in the Indian financial sector;

• Continue to develop products and services that

reduce our cost of funds; and

• Focus on healthy earnings growth with low

volatility.