What should i get for auto insurance coverage?

Question

okay i need help. i'm 22 and need insurance. but i don't even know what half of the policies are and which i should go with or i guess coverage wise what i should be paying.

Answer 1

At an absolute minimum get the minimum required for your state that will cover any damage you do.  If you can afford to do so, extra coverage is always a bonus and can save you in many ways.  I would recommend uninsured and under insured coverage in case you are hit by someone without coverage.

Talk to your agent about risks and costs, he's your best source of information.

Answer 2

http://www.getezurl.com?0wbQZzwa58 really helped me out with finding a good car insurance quote.

Answer 3

It really depends on the car you are driving. If you are driving an older car thats only worth a couple thousand dollars, you might only want liability insurance.  Liability insurance will only cover the damage you cause to someone elses car or property.  You will be left to pay for your own repairs.

If you are driving a newer car that is worth more than that you will probably want full coverage just in case something does happen to your car.  You don't want to be left with no insurance coverage to help pay for your vehicle in the case of theft or an accident.  This is why companies require full coverage when you finance a vehicle.

I would go ahead and compare a few quotes online just to see how much insurance is going to cost you.  You could also call a company and ask them what type of coverage they think is best for you.

Answer 4

if i were you i would get full coverage just enough for the states minimum. also include rental car and uninsured motorist.  

get a free online insurance quote here...

http://www.autoinsurancepros.net

Answer 5

Lately parenting forums have been buzzing with parents looking for ideas how to keep their teenagers from spending a lot of time on the computer and Internet. It seemsthat teenagersthese days are hooked on the computer just as they were hooked on watching television just a decade ago.  In my travels through cyberspace, I have noticed an increasing number of websites and blogs discussing<!--various forms of Insurance and registration related to cars... Yes, these days if we have a car there are lots of things that we should consider into account especially with the insurance thing. I understand what your problem is all about and I think the below website may solve your problem. You can almost find any information related to car insurance.

http://www.best-autoinsurance.we.bs/

Car insurance is essentially insurance that covers you, your passengers, and your car in case of an accident. Most states require that car owners carry liability coverage in their car insurance policy. Liability insurance covers expenses incurred for damaging another vehicle with your own when you are at fault. This means that if you are in a vehicular-->accident and your car caused the damage, then the liability piece of your car insurance will cover the damages according to the terms of your policy.

Answer 6

For car insurance the most efficient way to get a very good quote is do a policy comparison on car policies. Make certain that you compare similar options with the same limits, car type, zip code, etc so that all things are an accurate comparison.



What I usually recommend is an online comparison quote at http://www.InsureAutoNow.info since they have top name insurers and can give many quotes on car insurance polices.