What site would I go to to find out if my deceased mother left an insurance policy etc?

Question

What site would I go to to find out if my deceased mother left an insurance policy etc?

Answer 1

There is no such site.  You would need to look through her personal records.

Answer 2

To find out if your deceased relative had a policy search through all the papers and documents in their house if they have a policy you should come across it.

You may have to go through all the old checkbooks to find when the premium was last paid. This might mean looking back as far as one year.

Check old credit card statements. Your relative may have paid premiums by credit card.

Ask your relatives lawyer, banker, or accountant.

Track down your relatives auto or home insurance agents.

If they were employed they may have some coverage with the employer.

Wait until the next premium notice is sent.

You can also have the Medical Information Bureau conduct a policy search for $75.

http://www.mib.com/html/lost-life-insura...

Answer 3

if you pull up an insurance companies site, they will sometimes each have their own search for policies that may be unclaimed. But to be honest, if you think that she did have a policy, but can not locate any paperwork that has the companies name or policy numbers on it, you're going to have to start making calls. There are MANY different insurance companies out there, so it could take awhile. Also, if you do manage to find the policy or the company that has the policy. They may tell you it lapsed, you need to ask them what the date it lapsed was. If your mother died before the date it lapsed, then you should still get the money. Also, if you dont' find anything now.... and then like 5 yrs from now you do find the paperwork. If you can prove(death cert) that she died before it lapsed, then should still get the money. In my office we had a woman call because she was cleaning her attic about 7 yrs after her husband died and she found policies on him. She had no idea about them and just called to ask. As it turned out, they had lapsed because of nonpayment. That was due to the fact that the man had died and so was obviously not paying for them. The death cert proved that they were inforce when he died and she was given the money.