Question:

What the h**l does this mean?

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my account says overdrawn 25 dollars then says current balance is 30 bucks

what the h**l does this mean? thank you

and what do i need to pay if i need to pay something

my bank charges 35 dollars just for going over the amount of money i have left

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8 ANSWERS


  1. I worked at a bank and it sounds like you have something that is trying to clear for $55, but you only have $30 avail. You should make a deposit for $25 immediatley if you want it paid. If not, your bank will make a decision to either pay it (and charge you a OD fee) or they can still decide to return it (and charge you a nsf fee). You should call thier Customer service people (should be a 1-800 # on the back of your ATM card) they will tell you what it is..if it is your first time, they might even waive the fee. But you have to ask. When I worked at the bank, we were not allowed to waive a fee unless the customer "asked".


  2. it means your 5 dollars in credit  

  3. You have a minimum account balance. This means you have to keep a certain amount of cash all the time. The balance can be positive, but the available funds negative. If you had to keep 55 dollars in your bank account, you would be 25 dollars overdrawn, plus you will have to pay the fee on top of that. It's terrible, but its part of it.

  4. you could have owed somebody money and they took it out of your account like if you didn't pay a parking ticket

  5. I have no clue what that means..

    but you really should set up your bank account so you are not able to take out money you don't have.  

  6. The current balance lets you know that the transaction that caused you to be overdrawn has not yet cleared.  When it does, your current balance will update itself.

  7. I dont know...sorry...

  8. You just asked this.  

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