What type of car insurance is required in the state of texas?

Question

im studying this for a class and i can't find the information anywhere

Answer 1

I recommend you visit a local auto insurance agent to help. Since I live in New Mexico I can't recommend an agent in Texas, but here is an resource that can help you. http://www.easyautoinsuranceguide.com/Te...



Hope it works out

Answer 2

It is not easy to answer your question in one words,you would better find it out here yourself.http://car-insurance.online-tips.info/ca...

Answer 3

if you have a lien on the car full coverage is required, but i only lived their for a little while and i can't remember all the stipulations

If you want some more information, I would check out...

http://www.safelinked.info/go.php?link=i...

Take care.

Answer 4

All Texans are required to maintain liability coverage on their vehicles at all times. Liability will pay for necessary medical and repair expenses for the other party following an accident for which the insured is responsible. The state has mandated a minimum level of coverage that is considered acceptable. Liability minimums in TX are:

* Twenty thousand dollars for medical expenses incurred by a single individual (driver who is alone in the car at the time of the accident)

* Forty thousand dollars for the combined medical expenses of all of the occupants of the vehicle when it was struck.

* Fifteen thousand dollars for any necessary property repairs, including those for the victim’s vehicle.

Although it is not required it is strongly suggested that all drivers purchase a comprehensive and collision policy. This will pay for repairs to the vehicle of the insured following an accident that they have caused (liability will leave the party responsible holding the bag for the complete cost of their own repairs). In the event that the necessary repairs to the vehicle cost more than the car’s Blue Book value insurance will “total” the vehicle and award the owner the cash value of the car. Collision insurance may be required for vehicles still under lien, and for those vehicles whose Blue Book value is less than the balance on their lien for whatever reason gap coverage may be available. Gap coverage is intended to help “bridge the gap” in the event that the car must be totaled.

TX uninsured car insurance is also a wise investment. There are many states in the US that do not require liability insurance, and at any given point in time these drivers may be loose on Texas’s city street. In addition to accidents involving uninsured motorists this coverage will also assist those who become the unfortunate victims of a hit and run.

Answer 5

For car insurance the best way to get a great quote is do a rate comparison on car policies. Make certain that you compare similar options with the same deductibles, auto model, zip code, etc so that all options are an accurate comparison.



What I usually recommend is an internet comparison quote at http://www.InsureAutoNow.info since they have top name insurers and can give multiple prices on car insurance polices.