What type of insurance do I need for my small business?

Question

We are starting a small business and we need to hire 100-300 tutors as independent contractors. Our clients will book tutors online for online tutoring sessions and at-home tutoring sessions. What type of insurance do I need to buy? How much? Thanks so much in advance!

Answer 1

You would need business liability at the minimum.  Contact a knowledgeable insurance agent and a good lawyer before proceeding.  There are a lot of liabilities especially if the tutor's are going to go in-home.  Make sure you have a background check system in place.