What type of insurance will cover the remaining 30%?

Question

My wife's health insurance (PPO) provided by her employer covers 70% of the costs.

My employer does not offer health insurance.

I would like a health plan to cover the remaining 30% but not sure if there is a special type of insurance for this specific purpose or if I would need to look for a second PPO.

With kids in our near future I fear the 30% we pay will grow considerably.

Answer 1

Does your wife's employer offer a flexible spending plan or health savings account?  If so, that's a great way to set money aside for the remaining 30%.

Answer 2

Get estimates using this website.  Click on the link inside the article.  Enter your zip code, fill out the form, and you will get quotes from insurance carriers close to where you live:

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Answer 3

make use of the SE like google or yahoo to get some ideas first if you want to get the massive information,however if you do not want to spend so much time,here is a direct and good resource for your questions.http://health-insurance.onlinebestoffer....

Answer 4

Unless there is an HMO alternative offered by your wife's employer, you may not be able to insure the other 30% that is currently your responsibility.  Even if you had coverage at work, plans rarely allow coordination of benefits to 100% as they once did.

Check whether your wife's company offers a healthcare spending account (also called a flexible spending account or FSA), since this will allow you to put aside money tax free to cover unreimbursed healthcare expenses, including medical, dental, and vision.