What will happen if someone note my licence number?

Question

i was standing on red signal and suddenly accident happened. guy in front of me moved and i moved after him and he breaked and then i tried to break but i couldn't. i hit that person...just a minor hit(jerk) nothing happened....no injuries nothing....but that was an old guy he note down my licence plate number....and said he's gonna go to doctor as if his wife will need to go under a medication cause of that hit....he needs to contact my insurance company if anything goes wrong.....what will happen if there's something wrong? will my insurance goes up? any other kind of problem.....

Answer 1

depends on what locality you're in, they have different laws regarding insurance. In some, the guy's own insurance may have to pay for his claim regardless of fault.

Most likely scenario if he tried to file a claim against you is that b/c he failed to get a police report, he would be hard pressed to even prove the accident happened (especially if there is no damage to the car). If you get a call from his insurance, don't tell them anything, talk to a lawyer or your own insurance company first. This is not trying to get you out of it, just some protection from a possibly fraudulent claim. Basically the other guy should be under the burden of proof to show that whatever injuries actually exist and were caused by that accident. Which, by your description, all he will have is his word.

Answer 2

your ins. may go up in some states alot of insurance companys allow 1 minor acc. if there are no problems with damaged property, injuries, ect... Good Luck

Answer 3

You needed to get a police report for your protection and as for what might happen, the sky is the limit and yes your insurance will go up.