What would be the best credit card to reestablish my credit?

Question

I am constantly getting denied for the cards I apply for even though I paid all of my debt off and I got approved for one but they wanted and $250.00 payment before I could use it and I said "No way Jose"!

Answer 1

Try capitalone or orchard bank.  They cater to people with less than perfect credit, or no credit.  Good Luck!   ***

Answer 2

try orchard bank,i don`t know where they are but you can probably find them on the internet. they may charge you high interest but you have to start somewhere.good luck and protect your credit in the future.

Answer 3

Ayisha. You may have paid all your debt off but it is most likely still on your credit report in the black part which is negative. I repair peoples credit for a living ie removing this negative information and I also consult on the best credit cards to get to rebuild credit.

I would be happy to give you some more advice

email me at [e-mail]

aaron

ps congrats on paying off your debt!

Answer 4

you can try household bank, you might also want to read this artilce on improving your credit score, they list several tips on how to do so, http://www.monitorbankrates.com/how-to-b...

Answer 5

If your credit is BAD, the  only way you will get a credit card is if it is secured, meaning that you pay up front (the $250) or with an annual fee.

And that is about the only way you will re-establish your credit.  In time, they will continue to send better and better offers.

Answer 6

try to get it from here.

good luck!

Answer 7

Fiest Premier Bank is also a good choice.  They have pretty low aprs as well and no annual fee.  Whatever card you do apply for you should use applyfastbankcards they pay you for using their site.  I got the Discover More card and got $55.  Good luck on finding a card!

Answer 8

Hi,

I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate. I came across this company on NBC News Special Edition.Check it out here:

http://memurl.com/furetu

Answer 9

Just ensure it's a reputable bank your dealing with - I.E. One of the big banks.  If the institution requests a money transfer via a wire service (western Union, etc.) and offers no other form of transfer, STAY THE HE!! AWAY

Sometimes when re-building ones credit rating the quickest way to do so is via a secured credit card.  Sounds like this is the avenue your pursuing.  My guess is in time, after you've established a consistent payment history, they'll either refund your deposit, and/or raise your limit.

Good Luck!

Answer 10

its quite tough getting approved for a credit card if you have bad credit. but there are companies that offer credit cards to people regardless of their credit's condition... they also offer either a secured or an unsecured credit card... try checking out several credit cards and keep an eye out for rates and fees... hope you find what you are looking for.