What would the insurance rate be with state farm for a 20 year old with a 08 Yamaha V Star 250?

Question

What would the insurance rate be with state farm for a 20 year old with a 08 Yamaha V Star 250?

Answer 1

Wrong, Adam....get with the program!

http://www.totalmotorcycle.com/photos/20...

Why State Farm?  Depending on your State and the SF agent, they might not want to insure motorcycles.  But, there are a LOT of companies that specialize in insuring motorcycles - Progressive, Dairyland, American Modern Home, Foremost, AIG, Pacific Specialty - just to name a few.

There is no ONE insurance company that is right for everyone - everyone is rated individually - and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate - and a QUOTE is ONLY a quote until the policy is issued.

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of bike (and lucky for you, the V Star is a CRUISER and NOT a crotch-rocket), coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent or broker. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies. Be sure to ask to speak to their motorcycle insurance specialist and you should be able to find a professional to help you.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

Good luck, ride RESPONSIBLY and I hope this helps!

Answer 2

u mean 650?  that bike comes in a 650 or 1100 cc.  I know cuz I have one.