Whats my odds of getting into a decent college?

Question

I did really bad in high school well enough to pass but that's about it. joined the navy were I am actually doing quite well. I now have dreams of getting a mba now and going to college in New York. I have passed many clep tests to which I hope will show that I am not dumb but once in my life was lazy and more worried about sports then school. I am 2 classes from finishing a associates degree from University of Phoenix which I hardly care about and have a gpa a little above 3.0. what are the best colleges that I stand to get in with a decent act (didn't study for this act I took last week just wanted to see were I was been I have always been a good test taker and will study in weak areas for next time I take it) score and a good essay about how I have changed and become more responsible then I once was before.

Answer 1

Throw in some volunteer work and I think you could get into a good college. Not ivy league or anything.  

Answer 2

Most schools have extensions or night divisions.

Many have little entrance requirements other than money.

With a couple of classes under your belt and a good GPA you can matriculate into the main school.

Many have gotten into Harvard this way.