Whats the cheapest insurance company for the over 60s?

Question

Whats the cheapest insurance company for the over 60s?

Answer 1

AARP

Answer 2

Depends what for as you've not said but try Saga Insurance http://www.saga.co.uk/insurance-shop/ I'm sure they'll have some good schemes set up with their panel of insurers.

Answer 3

I just checked Which online and if you are talking car insurance the 3 best for over 60s seem to be Saga, Churchill and Swiftcover.

Answer 4

Try Saga

Answer 5

What kind of insurance?

If it's life, my company, Primerica, is very competitve.  Look in your Yellow Pages for a representative.  We do only level term insurance, no cash value at all.

But, let me make this point -- if you're retired, and have control of all your finances (money has been rolled from a 401K to your own IRA), no debts (house and cars paid for), you probably don't *need* life insurance.  (Ain't gonna hear *that* from State Farm!)

Answer 6

Insurance for what? Life, health, auto, home, long-term care? I recommend speaking with an insurance broker. Brokers work with several insurance companies and can find the best deal for you. They usually handle more than one type of insurance. To find a broker in your area, visit one or more of these sites and fill out a form requesting a quote: http://www.lifeinsurancewiz.com http://www.homeownerswiz.com http://www.healthinsurancewiz.com A broker in your area who will contact you. Good luck!

Answer 7

Hey,

I'm an underwriter and one of my jobs is checking out any competition that my company might have.

We underwrite for an over 50's policy and so I know a bit about what's good and what's not.

Try these (in no particular order except A-Z):

Age Concern

Castle Cover

Intune (Help the Aged)

RIAS

Saga

They are all over 50 specialists and deal with both home and motor insurance. Depends on whether you want a top notch product and are willing to pay a bit extra or if you're just looking for the cheapest.

HTH

Fozbah

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Answer 8

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent. Don't go across town, or to some other city - look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records.

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

If you choose NOT to go with a local independent, you might look at the program that AARP offers that is underwritten by The Hartford.  It seems to be fairly competitive at times.

Good luck, drive RESPONSIBLY and I hope this helps!