When I pay bills, I always round up to the nearest 5 dollars. Bad - Yes or No?

Question

Alright, well, say a bill is 71 dollars and 3 cents.

I will round it up to 75. I do this with all of my bills, I round them up to the nearest 5 dollars.

Cell phone, Electric, Cable, Internet.

Is that bad for my credit? Also, I do it with my credit cards as well, and sometimes they (the bank) end up owing me money.

Can all of this affect my credit score in a negative way, at all?

Answer 1

no no no, if you loaned someone $51 dollars and they payed you back $55 dollars would you ever lend that person money again?!?! This is how banks and other companies will see it. In no way shape of form will this affect you. Good job by the way....

Answer 2

I'd say you're lucky if no company  complained upi to now.