Question:

When You Buy Something With Debit And Then Return It....?

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Does The Money Automatically Go To Your Checking Account Again Or Do You Have To Wait A While Too See It?

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  1. Well the way mine works is it is issued as a credit in the pending transactions but does not actually credit to my account for a day or two.


  2. It comes out instantly.... But when its credited back it always takes a few days for it to show. Most places wont give you cash back they will only credit your account.

  3. It will go back into your account, just not quickly. Whenever I've returned things I purchased on debit, it has always taken about a week before the credit shows up. You can ask for cash if you have the receipt, but some places still only refund the transaction in the same manner as the purchase.  

  4. Well when I pay with debit and return something, the cashier gives me the option to either get a cash refund or to have account credited. I always choose cash because if they re-credit your account it take forever for it to get there. I dont know why that is, but its frustrating. So just get the cash.

  5. When you return something and choose to have the money credited back to your card you will have to wait 2-3 days before you will see it on your card and if you returned it on a weekend about 3-5 days because weekends aren't business days

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