When a man is executed by the state, is his family able to collect on a life insurance policy on him?

Question

When a man is executed by the state, is his family able to collect on a life insurance policy on him?

Answer 1

as long as he was not covered by an "accidental death only" policy, then yes. it's a death.

Answer 2

If the policy was already "in force" before the charges... or the 2 year rule has expired then they will pay out....

If you take out a policy NOW - you will have to "stretch the truth" to get the policy - so it's likely to not pay out...

If the policy is around for 2 years or more before he's executed, YES - they'll pay out...

Alot of y'all are assuming it's an "accidental death" policy - and of course, they only pay if you die accidentally.. but I'm assuming you have or are thinking of getting a "real" life insurance policy

Answer 3

It should still pay unless one or more of the following are true:

1)  He lied on the application and the policy is less than 2 years old

2)  His policy has an exclusion for dying while participating in a crime or as punishment for committing the crime.  

You are going to have to read through his policy.

Answer 4

why is he on death row?

what happened?

Answer 5

It depends on the policy, and how long ago it was written.

Answer 6

No, its not accidental.