When a person becomes eligible for medicare they automatically?

Question

get signed up for part A. do they also get automatically signed up for part B? I have always thought you had to disenroll if you didnt need B. am i completely wrong on this?

Answer 1

Lori S is mostly right but I wanted to clarify.

If you took early social security you will automatically be sent the Medicare information about 3 months prior to turning 65. If you don't want Part B you have to disenroll. If you did not take early social security you will have to enroll yourself at the social security office. You will still have to disenroll from Part B.

If you are on an employer sponsored insurance AND you continue to work AND the group has over 20 lives you can delay Part B without penalty. If you are retired but still on the plan as a retirement benefit or if the group has fewer than 20 lives you cannot delay Part B without a penalty. If you can delay you must sign up within 8 months from the date of termination from the employer insurance OR if you stop working.

Answer 2

now there is so many you actually have to choose.  you still get stuck in something if u don't

Answer 3

You are not automatically "signed up". About 6 months prior to your being eligible, either by age or disability, you will need to apply for medicare Part A (which does not cost you anything provided you have earned enough credits). Part A covers in patient hospital care.

For part B, if you have health insurance through an employer, and don't want to pay the premium (for most people it's $96.40 a month), you do not have to apply for it and won't be penalized for not taking it. If at any point your group coverage is terminated and you want to add part B, you will have 10 months from the point that your group coverage terminated to add without penalty.

But if you don't have other coverage and are eligible and don't apply for part B when you are first eligible, there is a 10% penalty of the premium amount for every 12 month period that you were eligible and did not take it.

Check out the medicare FAQ's section it should answer most of your questions!

http://questions.medicare.gov/cgi-bin/me...