When a person dies and has left his mother the beneficiary can collectors still take money from the insurance?

Question

My friend's son died and left some insurance money. He owes some outstanding child support. Can it be collected out of the insurance money left to his mother?

Answer 1

The funds paid out under a life insurance policy are not part of the deceased's estate. If his mother does not want to use the money to pay child support then there is nothing you can do unless she had legal guardianship of the child at some point. Outstanding debts have to be paid out under whatever funds are available from what assets make up his estate. If you are the executor and you try to use the life insurance funds to pay debts instead of forwarding them to the beneficiary you would be opening yourself up to one heck of a lawsuit.

Answer 2

depends on country/province/state law and who owned the policy.

more details needed or google the law

Answer 3

gambit is 100% right on!

Answer 4

Nope