When applying for credit, for a stay at home mom is my monthly net income ##Question_Title##?

Question

I am applying for medical care credit. It asks for "monthly net income" under me the applicant and asks again under co-applicant (my husband). Does this mean our household income? Or am I supposed to put $0 and my husband $x*x?

Answer 1

Yes, zero for you and whatever your husband's income is under co-applicant.