I was in a car accident in October. A lady was arguing with her son and rear ended me at 40 mph. I sustained neck, back, and shoulder injuries. I still have pain in my shoulder that the dr. feels will most likely never be corrected. The insurance co I am dealing with says I deserve no compensation for pain and suffering and their offer is not even enough to cover what it cost me in medical bills, time off work, and dropping class at school. I have never been in an accident before and I don't know how this works. Do you know what an appropriate settlement would be or how to figure out how much it should be? PLEASE HELP.
If you are a lawyer or have been in an accident and can help through personal experience that would be great.
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