When will my first payment be after buying a house?

Question

So if I settle on August 7th I will pay interest at until August 31st and my first payment will be Oct. 1st?

Answer 1

generally Oct 1 but it is when the note states it is

Answer 2

From what I understand, if you close before the 15th of the month, the 1st payment would be due Sept 1. If you close after the 15th, you owe the interest for the rest of month & the month after, which would be make your first payment due

Oct 1.

I am closing July 18, and my first payment is due Sept 1.

Maybe it varies by lender and/or state though?