When you get sued by a ccard co. How is this supposed to work?

Question

Does somebody come and serve you or do theyjust send you

a letter with a court summons? Anybody?

Answer 1

I just settled at 50% with my credit cards.  This will hurt your credit but you save in the end.  They can garnish your wages if you are working.

Answer 2

credit card debt is not supported by any of your asset.

the most a credit card company can do is to ruin your credit rating.

you can request for a restraint order against any harassment you may receive .

do not allow them to push you.

(it is them who is stupid enough to give you the card in the first place).

FIGHT, FIGHT!

Answer 3

It really depends on what state you live in and what they require. Some states require you be handed a summons, while a summons can be mailed in other states.

Often collection agencies will send a copy of a summons or something that looks official when in fact they haven't actually filed suit.  This is a scare tactic.  If you aren't sure, call the court and check to see if suit has been filed.