Where, if possible can you get life insurance for someone who is incarcerated?

Question

Where, if possible can you get life insurance for someone who is incarcerated?

Answer 1

It's not an easy task to get any kind of life insurance for anyone who is incarcerated. And if you do it will be expensive, I'm a licensed Life Rep. and I know that's not what you wanted to hear but I would rather tell you up front, try your local Yellow pages for a Primerica Office near you.

Answer 2

Look into a term policy - ONLINE...

There are alot less questions - and alot less likeliness of you having to "stretch the truth"

If you get an email or call about a physical... cancel that one and put in for a lower amount...

Keep trying until they stop asking to meet him!

Answer 3

I'm not sure how this would work. In order to get a life policy, I'm fairly sure the insured must know about it and must sign for it, and I think many policies require a Oral Nicotine exam, that needs to be performed by a licensed agent. Depending on the insureds age, and the face amount of the policy, a medical exam may be required. Plus, if the insurance company is willing to send an agent to the prison and even agrees to insure the inmate, it will be terribly expensive. The risk of death in a prison is much higher than that of someone not incarcerated. (I'm very sorry, that is just statistics.) And I honestly cannot think of an insurance company that would be willing to take on such a high risk. Check the Internet to see if there is a company that might specialize in a policy for what your needing.

Answer 4

I don't know of any life insurance company that will give life insurance to someone who's incarcerated.