Where can I find a list of WAMU check hold times? I just opened and account and I am trying to budget.?

Question

I live paycheck to paycheck so I need to be able to figure out how long they can/will hold my checks so I dont run into any fees. Thanks!

Answer 1

Wow.  A word of advice, change banks.  I have heard nothing but bad things.  People being charged for multiple overdrafts even though they have no money in the bank.  As in your case they hold checks for as long as 10 days, and checks take too long to clear.  

After experience and doing my homework, I have found that Citi is the bet one for me.  I can deposit my check at the ATM and it will be available to me as soon as I get my receipt.  Anyone else I have used takes about 3 business days.