Where can I find out the MSRP value on my car?

Question

We had a used 2004 kia rio and it was recently totaled. We had GAP insurance and they said they will pay 150% of the msrp value. Where can I find that out?

Answer 1

MSRP ...  stands for manufacture  suggested retail price ... the price that you are looking to find is a discussion with the insurance company and the look-up in NADA or Blue Book  .. if you don't like what the insurance company has to say DO NOT GET mad or rude ... it will  not get you the $$$'s that you think that you should be getting... BE COOL  and talk or just leave and get some more info to have as ammunition ..then go back and talk ((( be cool ))) never raise your voice or tell then that they are stupid ((( they already know they are stupid or they would not be working for an insurance company))))  JUST keep talking and being cool and keep going back and wasting their time and soon you will get what you are after.......  HAVE you read your policy and ""they said"""  is not Written into the policy contract ... Read it and know where you stand what  to expect from the ins. co. and above all if you want to have a happy outcome you gotta be calm and cool ... you can get more with honey than vinegar (flies or dollars))  === I have dealt with many ins.co's and only one time did I not prevail and that was my fault 'cause I got mad and lost the line of communication ====

Answer 2

You don't want MSRP, you want the current retail or replacement value of your car, which you can get a Kelley Blue Book (www.kbb.com). Hopefully, this is the amount that your insurance company will pay you for your totaled car.

Then, your GAP insurance will pay any remaining amount that you owe on your loan, up to 50% more than the value of the car. If you still have a loan balance that is more than 50% over replacement value, you would have to pay that amount to the bank out of your own pocket to pay off your loan. If you owe less, the GAP insurance will only pay the difference between loan balance and replacement value. You won't make a profit in any case.

Answer 3

Kelly Bluebook .com

Answer 4

kbb.com is the kelly blue book the best resource for car value out there

Answer 5

I think your insurance company is just playing some wording game. There is really no MSPR value for used car. MSPR value only applies to new car.

The Kelley Blue Book (www.kbb.com) has retail value, private party value and trade-in value. You can expect your insurance pays you something similar to the retail value of the car. (Well... even with kbb, it is not 100% correct... NADA seems off a lot to me. )

Answer 6

I think you have your terms mixed up.  MSRP is the manufacturer's suggested retail price when new.  No one pays this price, even when new.

I think you mean the retail used value, which can be found at kbb.com or nada.com.

Answer 7

http://nada.com