Where can I get additional insurance to cover my airline baggage in case it gets lost?

Question

Where can I get additional insurance to cover my airline baggage in case it gets lost?

Answer 1

There are a few different options.  

When reserving an itinerary through an airline or a travel portal, you will usually get the option to purchase travel insurance (TI) through a partner.  Read the terms and conditions (T&C) to see what it covers, but it's usually things like lost luggage, trip cancellations (eg, the cruise you were planning to take is cancelled due to hurricanes), and medical.

Another option is to see if the credit card company will cover it.  Again, review the credit card T&C or call them to see what, if anything, they cover.  

The final option is to go find independent TI, either on your own or through a travel agent.  There are plenty of options, like CSA, TravelGuard, etc.  There is a website called Travel Insurance Review that may be helpful (link below).  I also like a web forum called FlyerTalk for almost any and all questions related to travel.

Answer 2

Your homeowner's or renter's insurance covers your belongings in your baggage in case it gets lost when you travel. But it has to be gone for good, not just delayed. Travel insurance will give you money to buy clothes while you're waiting for your delayed baggage.