Where can I get car financing?

Question

I don't have any credit and no one to co-sign a loan for me. Where can I go around Cleveland, OH?

Answer 1

Without credit of a cosigner, no where.  There are 'buy here pay here' lots that don't do credit checks, but that isn't the route you want to go, you will get a substandard car at inflated interest rates and have it taken back if you miss one payment.

Answer 2

Try your local bank for a loan, Its far better then obtaining finance as you own the vehicle from the start and the interest is far cheaper.

Answer 3

The short answer is you can't. If you have no co-signer, then you will need a hefty down payment to even try to get a loan. Your option as mentioned would be a "buy here, Pay here" dealer. Good luck with building your credit.