Where can i get boat financing even with poor credit?

Question

i have excelent income and i found the boat i really want, nada on boat and trailer is 45k, i can buy it for 25k and i am willing to put 6k down. i got behind on some bills last year due to a back injury but my business is doing excellent now.

Answer 1

You got behind last year because you didn't have sufficient savings to get you over a rough spot.  Now you have $6000.  KEEP IT on hand.  A self-employed person really needs to build up reserves and keep his taxes paid or he can get into a real problem.

A boat is something nice but certainly not a necessity.  Wait until you can pay cash and still have some in reserves.