Question:

Where i can i find affordable eye insurance? is it worth paying monthly in comparison to the $ at checkout?

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Where i can i find affordable eye insurance? is it worth paying monthly in comparison to the $$ at checkout?

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  1. VSP - Pretty good rates and coverage for my eyes :)


  2. For most people eye insurance unless it is subsidized by an employer is not a good deal, but you need to run the numbers for yourself.  A few years ago I had eye care as part of a total package from my employer, but it only paid for an eye exam every 2 year and an allowance for glasses every 2 years.  The allowance didn't cover any of the extras like decent frames, no line bifocals, or transition lenses.  That came out of my pocket.  It was ok because the coverage was only about $5/mo si I made out.  

    Today, I'd have to pay about $20/mo for the coverage and it my benefits are not enough better to make it worth the hassle to deal with the insurance company.    Dental insurance is pretty much the same.  It may make sense for some people but not for most if the total cost is out of your pocket.

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