Where or how can I get a full accurant credit report.?

Question

When I got a free report from Experien, it was inaccurent about the total I owe. It was much less than what I actually ow,(around 15,000$ less). This has got me confused. If experian, who work with equifax and trans union, Is wrong, Where can I get another one that would be accurant. I know the bank tells me that I owe around 20,000 but they won't provide with that report. So how can I get the same report that the banks get,

Answer 1

they pull all three--- see some vendors only report to 1 or 2 and the third is not reporting an item or two so you must pull all three in a merged report --annualcreditreport.com

Answer 2

To get an accurate credit report get them from all 3 bureaus. Experian...Equifax and Transunion. They don't all have to have the same information. You need to have the debt validated by the credit bureau(s) NOT the bank. Write/call them and get it .....it's called debt validation....whatever they have is good enough for you to work with.

Answer 3

try gofreecredit

http://hubpages.com/hub/Free-Credit-Repo...

or lifelock $1 Million Service Guarantee

http://lifelockreviewsidentitytheftprote...

Answer 4

You need to pull all 3, different places report to different agencies & then you can dispute it..

Answer 5

free credit report.com