Where should I put my 401K money?

Question

Just Starting out in my 401K and wanted some opinions. Options are:

Asset Allocation: Age Based

Target 2015 Allocation 9.519

Target 2025 Allocation 9.440

Target 2035 Allocation 9.402

Target 2045 Allocation 9.385

Asset Allocation: Risk-based

AXA Moderate Allocation 9.690

AXA Aggressive Allocation 9.454

AXA Conservative-Plus Allocation 9.743

AXA Moderate-Plus Allocation 9.579

Investment Grade Bonds

EQ/JPMorgan Core Bond 9.913

High Yield Bond

Multimanager High Yield 9.992

Large Cap Growth

EQ/T. Rowe Price Growth Stock 9.965

EQ/Large Cap Growth PLUS 9.778

Large Cap Blend

EQ/Davis New York Venture 9.336

EQ/Equity 500 Index 9.384

Large Cap Value

EQ/JPMorgan Value Opportunities 9.066

EQ/AllianceBernstein Value 8.971

Mid Cap Growth

EQ/Van Kampen Mid Cap Growth 10.043

Mid Cap Blend

EQ/FI Mid Cap 10.247

Mid Cap Value

EQ/Lord Abbett Mid Cap Value 9.626

EQ/Mid Cap Value PLUS 9.479

Small Cap Blend

EQ/Small Company Index 9.879

Others, but ran out of room. Thanks

Answer 1

Sit down with a registered financial adviser and the two of you can plot your 401k strategy. Just make sure you interview several candidates and pick a financial adviser you trust and who has a good reputation.

Answer 2

Invest in alternative energy sources

Answer 3

How old are you now? Have you got your own residence? If not, looking for a morage before the properties soar 18% within next  3 years.

Answer 4

Any of these should be good, but check with your employer first to see if they offer a match. My employer gives us 4% of the total we put in ourselfs. Free money