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I am a 24 year old male in NJ. I have a BS in EE and have been employed for 2 years. I am working on my MBA and am paying for about 20% of this (employer paying rest). Lets assume I make ~$70k.I have no large bills since I live with my folks. I am still contemplating moving out but this isnt the best time (housing market) to do that even though I want to. I usually put my money in my HSBC online savings account (went from 5.05 to currently 3.5%). Lets say that I have $60k in that account.Also 6% of my earnings go into the company 401k program (employer matches 3%, this is the max). 7% of my earnings go into the company stock purchase program. I currently have about 20k stock unvested (vest in 2 years).I have $5500 in a 1 year CD for 3.75%.I have $7000 that I need to rotate for the graduate schooling bills. I just bought a $14000 car which I am in love with.Where should I put my money which will yield well but is low risk? How about foreign beach resorts? Stocks? Funds? Hel
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