Where would I look to find out the original loan value or down payment of a purchased house?

Question

My grandmother passed away a couple of months ago. Her name and my aunts name are on the deed. Is there a place to find out what the original loan amount was for, or how much each put down on the house? We are trying to determine how much of the house was my grandmother's if only 20% was hers or if 50% was hers. My aunt said she doesn't have any of this information.

Answer 1

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Answer 2

contact the bank okay, banks normally keep such files or documents no matter how long, it should be among there secret/confidential files

Answer 3

Unless your grandmother/aunt had the paperwork, the only other place would be the bank.  Sounds like a lot of time has gone by so the bank would probably have disposed of the info long ago.  In any case, this info would not determine ownership, the deed of the home determines ownership i.e, tenants in common, and this is how Probate Court would determine ownership.  For instance, even if your aunt claimed that grandma only put down 20%, survivors could claim the other 30% was paid directly to your aunt, or paid later on.  For this reason, the deed is final.

Answer 4

If there is no specific contract addressing this the house was 50% hers.    Depending on the type of deed that was issued she  (most likely) now owns it 100% as the survivor of the deed.

Answer 5

If Auntie does not have paperwork or refuses to divulge same, the probate court will adjudge that each owned 50% of the property, unless the deed actually divided ownership ratios differently.

It won't make a difference if you find out the real information or not.  Shared ownerships not specifically prorated on legal paperwork are assumed to be equally owned.

Answer 6

Even if there are bank record that would be private info and you couldn't see it.  Ever thing should be on the HUD-1 but again not sure if that could be released to you.