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Which credit bereau are loaners looking at to determine how much you're able to receive?

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Which credit bereau are loaners looking at to determine how much you're able to receive?

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  1. Most use Equifax, second to Transunion but nowadays it's not uncommon for lenders (not loaners) to pull all 3 and use the middle score.


  2. Every lender has their own default bureau some use Equifax some use Transunion some use Experian and some pull combinations.

    This veries by lender, State and with some lenders even by Zip code.

  3. middle of 3 scores or the lower of 2 if only 2 report

    I am a mortgage banker in TN &KY
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