Which credit card to Apply?

Question

Which credit card to apply?

Hello,

I have just 15 months of credit life with good credit score like 730 or so and always paid back in full on time. I have BOA (1K) and DCU (3K) limits. Since my credit history is very young. Can you suggest which card to apply to get high credit amount?

Thanks,

Raj..

Answer 1

you may not want to get such a high amount at first, and most card companies wont let u if u dont have a long enough history of credit. You may have a credit score in the high 700s but thats only for what? on time payment? several factors contribute to ur credit score, a big one is how long uve had credit. i am 19 and have a car loan soley in my name, and 2 credit cards, cell phne everything is in my name, and my name only, and i have good credit because i pay it on time, but no matter how high my loan amounts and credit amounts are i still have less then 2 years of credit history, so most banks frown on that.. I suggest Capitol One. low intrest, and really low minimum payment.

Answer 2

Well, you have a credit card from Bank of America already and you have a low credit limit on there.  What this is telling the is that Bank of America understands that you have a high credit score but you have a small amount of credit history.

Bank of America is one of the credit cards that issues one of the largest credit lines so if they aren't one to give you much more than $1000 than the majority of credit cards won't either.

Answer 3

i would keep doing what  you are doing and in 90 days contact boa and ask them to raise your limit!!! tell them you are planning a vacation and want to charge everything on it!!!