Question:

Which gets the insurance company to add more points to your license(dmv):

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A collision claim or a comprehensive claim? Which is worst to be in in terms of cost?

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  1. Collision. Comprehensive is more like act of god. Like hitting deers, hail damage, break-ins, etc...In collisions, you could be fined for violating a traffic law, so they could result in points against you.

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