Which is the best bank in US? most stable?

Question

Bank of America? Wells Fargo? Washington Mutual?

Answer 1

I've heard that Bank of America is a very good bank.  

They're online banking is the most secure.  

They use 128 bit encryption.

Answer 2

Hi, this is a question i have asked myself today. I have just closed my account in Bank of America yesterday. Why? Because in last 3 months i lost $300 on overdrawn. The thing began around 3 months ago when i have discovered that someone is charging my account from the internet. The first time it took me to overdrawn .. and i just did not care and payed the $100 fee to the bank. The second time this happened I called the bank and filed a claim. It took me about 1.5 hour to do this. They told me that they will take care of it and in less than a week they will send me some papers to sign. The papers never arrived. Everything worked just fine .. every time i was charged from the internet the bank refunded the money. Fine till yesterday. The bank refused to refund anymore and without notice they took everything they refunded back. So that was around $100 which took me to overdrawn again. By the time (24 hours later) I have discovered this i was $140 overdrawn. So I decided to find out what happened. The mayor thing that happened is that one of the claims was sent to my old mail address and the other one to the new one. Even though i told the women on the phone that i changed the address. Of course their answer is always "we well take care of it" . So i finally closed my account but before doing it, i had to pay the $140 and talk to an veery anoying man over the phone. I am not from US and I am used to a different bank approach. Banks in our country dont let you to go overdrawn at any time. They just block the transaction. You pay a 2 or 3 dollar fee monthly for your account and you get two credit cards with it. Here in US, the banks are just taking your money. So if i will ever open an account in US again. I would go with a bank that has a overdrawn protection plan or something that will stop all the transaction if there was a risk of overdrawn. I was googling a little bit and found out that WaMu has something like this. Does anyone has experience with WaMu?

Answer 3

they have set it up to make money from you. if you make a deposit, they will do the deductions before crediting your account....nd bingo your overdrawn....35 buck overdraft fee. don't trust them. don't even think about a house loan...btw the dutch and chinese own the mortgage co's. citimortgage is owned by the dutch,they are ruthless!!!

Answer 4

JP Morgan Chase (Chase Bank)