Which is the best family health insurance policy in India for a middle class family.?

Question

Which is the best family health insurance policy in India for a middle class family.?

Answer 1

go for icici prudential, there is nothing really to boast about but among the worsts,its the best...wishing you a healthy and prosperous life ahead.

Answer 2

You cannot classify any plan as the best. It depends on your requirements and the cost incurred for the plan.

Now LIC has introduced a UNIT LINKED HEALTH INSURANCE PLAN called HEALTH PLUS.

you can get DAILY HOSPITAL CASH BENEFIT, MAJOR SURGICAL BENEFIT and  DOMICILLIARY TREATMENT.

The amount can be your choice. and you will get back the amount grown in fund at the time of maturity. This cover is available upto the age 65 along with your spouse and any number of children.

good luck

[e-mail]

http://www.geocities.com/pnkmurthy/lic.h...

Answer 3

To be fair the best person to give you the correct answer would be an insurance advisor.

Most new private sector insurance companies at present have a negative net worth.

You may find the public sector insurance companies a better bet as over the years they have built up large reserves and would be in a better position to promptly pay you in case of a claim on your part.

You could check with LIC of India, New India Assurance, amongst others.

Akash

http://www.narachinvestment.com

Answer 4

Hopeless. Every insurance company is prepared to pay you only when you die. All these companies make us fools. One day there is going to be big scam in share market and every investor is going to lose their money where as the insurance companies are going to escape. So don't invest in insurance companies. Instead invest in land.

Answer 5

go for reliance health gold planfor one year or you can opt for two yeears,family of four up to age 35 can get it 2060 for one lac36-45 @2315 and 46-55  @3315.maximum risk coverage is 5 lac, there a huge dicount on higher amount.do you required the insurance form?ask me i will deliver you.at door step.but 45+are required medical from some m.b.b.s of your area on company format.

Answer 6

you can go for Reliance Health Insurance (Floating Policy) they have competitive rates than other insurance company.