Which is the best health insurance for......?

Question

a healthy 25 year old female,single no kids and of good health.What makes it the best health insurance?I wouldnt mind hearing about about the worst too.Personal experiences are welcomed.

Answer 1

There is no one best company because everyone's situation and needs are different. Also, most companies do not write in all states so the best one for you in my state may not even be available in your state. You should visit a local agent that works with all the major companies in your area. The agent can find the best plan for your situation and budget and they don't charge any extra for the service.

Be very wary of medical discount cards. They are not regulated by the Department of Insurance nor do the people that sell them need to be licensed. This means you have little recourse when you have problems with the plan. If you are tempted by the low price and claims of “save up to 80%” be aware that very few doctors actually take these cards. It does you little good if you have to drive 4 hours to find a doctor that will accept the card. Montana couldn’t find any doctors in the whole state that actually took the card and only one dentist who was on probation for unlawful activities so they banned the sale of the card and fined the company. See this link http://www.insurancejournal.com/news/wes... for more information. Many other states are working to ban these cards as well.

Before signing up with any discount plan get a list of doctors. If they won’t give you a list consider it to be a scam. Call the doctors on the list to make sure they’re still taking the card (many don’t even know that they’re listed as a provider) and that they’re accepting new patients.

Answer 2

Hello...

    

     It is the best time to insure yourself. Since you are very much young ,healthy and unmarried you will not be charged much and easily can get long term coverage. Go for both health and medical polices.

     Trust me I am an successful Insurance agent with 91 satisfied customers.

Answer 3

There is a lot of useful and intresting information here to help answer your quetion.http://health-insurance.expert-tip.info/...

Answer 4

Blue Cross or Blue Shield have competitive rates for someone your age.  

If you have access to Kaiser, I've found them to be pretty good (although you go to their facilities rather than choosing your own doctor).