Which is the best investment option as of today in India?

Question

Which is the best investment option as of today in India?

Answer 1

Wait for some time, start investing in MF after market starts improving. This will give you very high returns.

Answer 2

This "INVESTMENT GUIDE" is more helpful for you to make your money to make money for you,without taking any risk.

To gain more information ABOUT BEST INVESTMENT OPTION,just gothrough the

site http://www.savings4future.com

Answer 3

FD in a bank.

Answer 4

Check for the best MF and invest 10% when the sensex reaches 10,000 to 12000 mark, buy gold 20% when it reaches 1200 a gram 24 carat only from any bank, invest 50%in real estate, clear titled and upmarket places like mysore, coimbatore, mangalore, pune,vizag etc and 20% in GOI tax free bonds.

If the stocks are not doing well, you cannot liquidate it, so you need something else.  Hence, gold.  Otherwise, you can avail benefits from 20%GOI bonds.

The choice of proportions depends upon your inclinations.

Answer 5

If you are well versed with stock market, better to invest yourself or else go for reputed mutual fund brands

Answer 6

It's great to see you ask a very relevant question, considering our current macro-economic situation! Inflation, having shot up dramatically ensures that whatever savings we may have in FDs and other debt instruments are not going to be enough to ensure a secure financial future!. So what are the alternatives?

1. Gold - Usually in the Indian family, Gold is always accumulated through gifts received, purchased at festivals like Diwali, Akshaya Tritiya etc. So some portion of your portfolio ( if you are not married, someday when you do, your wife will come and complement that part of your portfolio:-)), already has a good Gold component. I would advise not to add to that, because at best, Gold is only a hedge against inflation, it keeps pace with inflation, it doesn't beat it by a handsome margin!

And to multiply your money, you definitely need to beat inflation! So we need better options!

2. Real Estate - This is a much better bet and over the longer term probably the best bet, after equities. And if you are lucky to get into an area that later has much larger commercial implications, (such as near an International airport, say), you can even hit a goldmine and better the long term equity market rates

3. Equities/Mutual Funds - For the long term, there is no better trusted friend than investing in select equities to handsomely beat inflation. The best part is in India, the long term returns are tax free. Of course you need to do the homework to invest with only funds that you don't need for say the nest 3-5 years at the least, stay invested in the best companies and not go after latest fads (like Real estate companies etc which can have dramatic change in fortunes with rising interest rates and inflation). Companies like ITC, HDFC, HUL, Ranbaxy, CIpla, Infosys, Satyam have given over 30-50% compounded anual returns over the last 15 years. Read about them here at the excellent Wealth Creation studies compiled by Motilal Oswal at http://www.motilaloswal.com/Retail/Retai...

Similarly there are some great 5-star rated MFs like HDFC Taxsaver, Reliance Growth, Magnum Contra, HDFC Prudence which have given over 20-40% compounded annual returns over the last 10-15 years! Read about the top rated funds at http://www.valueresearchonline.com/topra...

Click on a fund name, read its Analysis, check its snapshot, performance track, etc.

But before you do all that, I will urge you to first consider this excellent article on the power of compounding at http://www.valueresearchonline.com/story...

Answer 7

Top 8 Scrips to INVEST in 2008 when the Indian Stock Markets fall in July 2008 (BSE Sensex support will be 12,868.28 and NSE S&P CNX Nifty support will be 3,821.00):

Reliance Industries (RELIANCE), Infosys Technologies (INFOSYSTCH), ICICI Bank (ICICIBANK), Larsen & Toubro (LT), Housing Development Finance Corporation (HDFC), Bharti Airtel (BHARTIARTL), Tata Steel (TATASTEEL) and Oil & Natural Gas Corporation (ONGC).

INVEST 16% in First Scrip, 15% in Second Scrip, 14% in Third Scrip and so on of your total fund or

INVEST 12% in each scrip of your total fund.

Answer 8

Equities are still a good option.  Many valuable stocks are available now for cheaper prices.  You can pick right stocks now which will earn you the greatest returns

Answer 9

hi,

at present the the stock market is crashed so much (40%) ,the risk is limited. you can consider stock or mutual fund investment for a period of three years.

any way it is better to diversify the investment, partly in risk investment, partly in things like NSC, FD etc.

all the best

http://vbulls.com

Answer 10

safe - post office rd, bank rd, bank fd, mutual fund invesement sip, gold

Answer 11

if you have enough money it is better to go for land purchase

other wise seek FD only

Answer 12

If you are looking at tax saving avenues, then I design a plan called super tax saver.

It provides 70% tax rebate (for people in 30% tax slab) plus offers 6-10% annual returns. Thus total returns tax net shall be arounf 76-80 % !!

For further details you can visit:

http://www.freewebs.com/insuranceavenues...

You can find my contact no. on the same site.