A couple of days back when I was trying to pull the car out from my apartment's parking lot, a car passing by me suddenly stopped right behind me in the middle of the road where they are not supposed to stop.Initially I looked back and around for the moving cars before pulling out, she was coming from my right side and after a couple of seconds thinking the car must have passed by. I looked around and tried to pull out and after moving not even 3 feet back, my car's rear bumber has hit her car's passenger side rear door. She stopped so close to me right at the steep turn. She completely stopped not moving and there is no car or any obstacle for her to stop. I didn't expect her to come and stop right behind me suddenly while passing.
My car was onto the left end of the parking lot after which a steep curve starts. She said that she was trying to park in the lot when there was no space free except the 3rd one onto my right side, she looked like trying to park reverse into the lot. and it is a straight parking(head-in parking) lot. I've never seen any one parking in reverse direction in that lot. Had she wanted to park, she could have pulled in straight while coming from the other direction itself. I do not know why she did that, especially after this incident finally she didn't park in the lot at all. She just moved on, as if she never intended to park in the lot.
Will this be counted as completely my mistake during the auto insurance claim, as I was the one trying to pull out from the parking lot?
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