Whiplash claims?????????

Question

i asked a previous question about people claiming whiplash.

#1 i believe that the claim is 100% false.

but i was wondering, if they successfully claim for whiplash, how is it payed? does your insurance pay or do you. i have a £250 excess that if we claim off insurance, we have to pay that amount, but I'm wondering will we have to pay for their whiplash claim totally by ourselves?

Answer 1

Unsure what country/state your in.  Under normal circumstances in Calif., injury claims for the other party are paid under liability coverage (BI-bodily injury) and it's only paid if your at fault for the accident.