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I was coming home late around 11:40 pm. I was driving in a small two lane road without any street lights. It had snowed earlier and melted. When the temperature dropped it froze forming black ice. I was going over a bridge and it was snowing and gusty and I slowly tried reducing my speed. As soon I did my car started swirving and was going towards the side of the bridge and snow bank. I was scared i might go over or hit snow bank (i was going 50 k\h in a 60 ). then i braked hard and steered to the left. My car skid and did a 180 on the road (same lane) and was just facing backwards. As soon as went 180, I saw another car skid sideways and come towards me within 2-3 seconds and hit the front of my car with his side.None of us were hurt. But his car took more damage then mine. I called the police and filled the report and drove home. For insurance purposes? who is at fault? note: other driver didnt also mention his speed in the report. Could that be negligence driving?
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